Get my

Car Finance

Claim

Finance your vehicle? You could be owed thousands.

Click below to check today.

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About

Car finance claims,

what you need to know

What is a car finance claim?

Personal Contract Purchase (PCP) is chosen for 90% of car leases. It lets you drive away with no upfront payment, spreading the costs into monthly installments. Ownership is flexible, with a final payment option.

How was car finance mis-sold?

Car finance was mis-sold when sellers raised interest rates creating a conflict of interest as sellers acted as both dealers and brokers. The more they charged, the more they made, without clear disclosure.

Car finance affordability claims

Mis-selling isn't the only reason for a claim. We see cases where lenders skipped affordability checks, making loans unaffordable. If your finance deal wasn't affordable from the start, you may be eligible for a refund.

Start your claim today. We've guided thousands in claiming back the money they deserve.

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Fast track

fast-service

Fast track

fast-service

Fast track

fast-service

Fast track

fast-service

Fast track

fast-service

Fast track

fast-service

Fast track

Fast track your claim

When you make a claim with us, we'll check to see if you qualify for our fast-track claims process. No calls, no emails, just straightforward resolution.

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Examples

Common examples

of mis-sold car finance

Hidden commission

In 2018, a mystery shopper investigation conducted by the FCA, revealed that only 11 out of 122 car dealerships accurately disclosed the commissions they had earned from their clients.

High interest rates

Car dealerships used to establish the interest rates. The higher the rate, the greater the commission. In January 2020, the FCA prohibited this practice due to its evident conflict of interest.

Unclear disclosure

The FCA found that 70% of dealerships couldn't fully explain their terms of service, causing significant customer confusion about costs. This instance of non-compliance was widespread.

You don't need solid evidence to prove you were mis-sold car finance. Just provide us with your details to get your claim.

FAQ's

Find out more

See our list of frequently asked questions

A: In simple terms, it's when you ask for money back because there was something wrong with how your car finance deal was explained or handled. We're here to help you understand if you've been affected and how to claim what you're owed.

A: If you feel confused or misled about your car’s finance deal, especially about the costs or the contract's nature, you might have a case. Think back to when you signed up: Were all the costs clear? Were you informed about what happens at the end of the deal? If not, let's talk.

A: Reach out to us! Provide as much information as you can about your finance deal and your concerns. We're here to listen, understand, and guide you through the process step by step.

A: Each case is unique, but we aim to make things as smooth as possible. Once we have all the needed info, we'll keep you updated on the progress. Your understanding is our priority.

A: Submitting a claim shouldn't directly impact your credit score. We'll handle your case with care, ensuring your financial health is protected as we move forward.

A: The more details, the better. Think contract papers, any communication with the finance company, and records of payments. Don't worry if you're not sure – just chat with us, and we'll help you figure out what's needed.

A: Yes, there are time limits, but they vary depending on your situation. The sooner you get in touch, the better. We're here to help you navigate through the details.

A: We believe in transparency – no hidden fees, no surprises. We'll discuss any costs upfront, focusing on what's best for you and your pocket.

A: Absolutely. Even if your agreement has finished, you may still be able to claim if there were issues with how it was set up or managed. Let's find out together.

To find out if you’re could be entitled to compensation, a quick 5-minute check is all it takes, so why not do it now?